/* =========================================================
   BWEBPRO BANK — Ελληνική έκδοση
   Custom, dependency-free, mobile-first stylesheet.
   Theme: "Τραπεζικό βιβλιάριο" (bank passbook / ledger)
   ========================================================= */

:root{
  /* Color tokens */
  --ink:        #0F1B2D;   /* deep navy — header/footer */
  --ink-2:      #16283F;   /* lighter navy panels */
  --ink-3:      #1F3552;   /* hover/border on navy */
  --brand-blue: #2454A6;   /* wordmark blue */
  --mint:       #4FE3B0;   /* logo icon mint — primary accent */
  --mint-ink:   #063B2C;   /* text on mint */
  --gold:       #C9A227;   /* seal / stamp accent */
  --parchment:  #F6F2E7;   /* paper background */
  --parchment-2:#EFE9D8;   /* slightly deeper paper */
  --rule:       #E1D8C0;   /* ledger rule lines */
  --text:       #1C2530;   /* body ink on paper */
  --muted:      #5B6472;   /* secondary text */
  --white:      #FFFFFF;

  --radius-s: 6px;
  --radius-m: 14px;
  --radius-l: 28px;

  --shadow-1: 0 1px 2px rgba(15,27,45,.06), 0 8px 24px rgba(15,27,45,.06);
  --shadow-2: 0 20px 60px rgba(15,27,45,.18);

  --font-display: "Frank Ruhl Libre", "Noto Serif", Georgia, serif;
  --font-body: "Inter", "Noto Sans", system-ui, -apple-system, sans-serif;
  --font-mono: "IBM Plex Mono", ui-monospace, SFMono-Regular, Menlo, monospace;

  --container: 1180px;
}

*, *::before, *::after{ box-sizing: border-box; }
html{ scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce){
  html{ scroll-behavior: auto; }
  *, *::before, *::after{ animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
}

body{
  margin:0;
  font-family: var(--font-body);
  color: var(--text);
  background: var(--parchment);
  -webkit-font-smoothing: antialiased;
  line-height: 1.6;
  overflow-x: hidden;
}

img{ max-width:100%; display:block; }
a{ color: inherit; text-decoration:none; }
ul{ margin:0; padding:0; list-style:none; }
h1,h2,h3,h4{ font-family: var(--font-display); margin:0 0 .5em; line-height:1.15; font-weight:600; }
p{ margin:0 0 1em; }
button{ font-family: inherit; cursor:pointer; }

:focus-visible{
  outline: 3px solid var(--gold);
  outline-offset: 2px;
}

.container{
  width:100%;
  max-width: var(--container);
  margin-inline:auto;
  padding-inline: 20px;
}

.eyebrow{
  display:inline-flex;
  align-items:center;
  gap:8px;
  font-family: var(--font-mono);
  font-size: .72rem;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--mint-ink);
  background: rgba(79,227,176,.18);
  border: 1px solid rgba(79,227,176,.5);
  padding: 6px 12px;
  border-radius: 999px;
}
.eyebrow--light{ color:#DFF9EC; background: rgba(79,227,176,.14); border-color: rgba(79,227,176,.35); }

.section{ padding: clamp(48px, 8vw, 104px) 0; }
.section--tight{ padding: clamp(32px, 5vw, 64px) 0; }
.section--ink{ background: var(--ink); color: #E7ECF3; }
.section--ink h2, .section--ink h3{ color:#fff; }
.section--paper2{ background: var(--parchment-2); }

.section-head{
  max-width: 640px;
  margin-bottom: clamp(28px, 4vw, 48px);
}
.section-head h2{ font-size: clamp(1.7rem, 3.2vw, 2.5rem); }
.section-head p{ color: var(--muted); font-size: 1.05rem; }
.section--ink .section-head p{ color: #AEB9C8; }

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  padding: 14px 26px;
  border-radius: var(--radius-s);
  font-weight:600;
  font-size: .95rem;
  border: 1px solid transparent;
  transition: transform .15s ease, box-shadow .15s ease, background-color .15s ease, color .15s ease;
  white-space: nowrap;
}
.btn:hover{ transform: translateY(-2px); }
.btn-primary{ background: var(--mint); color: var(--mint-ink); box-shadow: var(--shadow-1); }
.btn-primary:hover{ background:#3fd39f; }
.btn-ghost{ background: transparent; color: var(--text); border-color: rgba(28,37,48,.25); }
.btn-ghost:hover{ border-color: var(--text); }
.section--ink .btn-ghost{ color:#fff; border-color: rgba(255,255,255,.3); }
.section--ink .btn-ghost:hover{ border-color:#fff; }
.btn-block{ width:100%; }
.btn svg{ width:16px; height:16px; }

/* ---------- Topbar ---------- */
.topbar{
  background: var(--ink);
  color:#C7D2E0;
  font-size:.85rem;
}
.topbar .container{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:16px;
  padding-block:9px;
}
.topbar__info{ display:flex; gap:20px; flex-wrap:wrap; }
.topbar__info li{ display:flex; align-items:center; gap:7px; }
.topbar__info a:hover{ color: var(--mint); }
.topbar__social{ display:flex; gap:14px; }
.topbar__social a{ color:#C7D2E0; }
.topbar__social a:hover{ color: var(--mint); }
.icon{ width:15px; height:15px; flex-shrink:0; }

@media (max-width: 640px){
  .topbar__info li:nth-child(2){ display:none; }
}

/* ---------- Header / nav ---------- */
.site-header{
  background: var(--parchment);
  border-bottom: 1px solid var(--rule);
  position: sticky;
  top:0;
  z-index: 200;
  transition: box-shadow .2s ease;
}
.site-header.is-scrolled{ box-shadow: var(--shadow-1); }
.site-header .container{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:20px;
  padding-block: 14px;
}
.brand{ display:flex; align-items:center; gap:10px; }
.brand img{ width: 150px; height:auto; }

.main-nav__list{
  display:flex;
  align-items:center;
  gap: 30px;
}
.main-nav__list a{
  font-weight:600;
  font-size: .95rem;
  color: var(--text);
  padding: 6px 2px;
  position:relative;
}
.main-nav__list a::after{
  content:"";
  position:absolute; left:0; right:100%; bottom:-4px; height:2px;
  background: var(--mint);
  transition: right .2s ease;
}
.main-nav__list a:hover::after,
.main-nav__list .is-current a::after{ right:0; }
.main-nav__list .is-current a{ color: var(--brand-blue); }

.header-actions{ display:flex; align-items:center; gap:14px; }
.nav-toggle{
  display:none;
  width:44px; height:44px;
  border-radius: var(--radius-s);
  border:1px solid var(--rule);
  background:#fff;
  align-items:center; justify-content:center;
  flex-direction:column; gap:4px;
}
.nav-toggle span{ width:20px; height:2px; background: var(--text); display:block; transition: transform .2s ease, opacity .2s ease; }
.nav-toggle[aria-expanded="true"] span:nth-child(1){ transform: translateY(6px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span:nth-child(2){ opacity:0; }
.nav-toggle[aria-expanded="true"] span:nth-child(3){ transform: translateY(-6px) rotate(-45deg); }

@media (max-width: 960px){
  .main-nav{
    position: fixed;
    inset: 0 0 0 auto;
    width: min(340px, 86vw);
    background: var(--ink);
    color:#fff;
    transform: translateX(100%);
    transition: transform .28s ease;
    z-index: 300;
    padding: 90px 28px 28px;
    overflow-y:auto;
  }
  .main-nav.is-open{ transform: translateX(0); }
  .main-nav__list{ flex-direction:column; align-items:flex-start; gap:6px; width:100%; }
  .main-nav__list a{ color:#fff; display:block; padding: 12px 4px; width:100%; font-size:1.05rem; }
  .main-nav__list a::after{ display:none; }
  .main-nav__list .is-current a{ color: var(--mint); }
  .main-nav__close{
    position:absolute; top:20px; right:20px;
    width:40px; height:40px; border-radius:50%;
    background: rgba(255,255,255,.08); border:1px solid rgba(255,255,255,.2);
    color:#fff; display:flex; align-items:center; justify-content:center;
  }
  .main-nav__contact{ margin-top:24px; padding-top:24px; border-top:1px solid rgba(255,255,255,.15); display:flex; flex-direction:column; gap:10px; color:#C7D2E0; font-size:.92rem; }
  .nav-toggle{ display:inline-flex; }
  .header-actions .btn-primary{ display:none; }
  .nav-scrim{
    position:fixed; inset:0; background: rgba(15,27,45,.5);
    opacity:0; pointer-events:none; transition: opacity .28s ease; z-index:250;
  }
  .nav-scrim.is-open{ opacity:1; pointer-events:auto; }
}
@media (min-width:961px){
  .main-nav__close, .nav-scrim, .main-nav__contact{ display:none; }
}

/* ---------- Page header (interior pages) ---------- */
.page-header{
  background: var(--ink);
  color:#fff;
  padding: 56px 0 42px;
  position:relative;
  overflow:hidden;
}
.page-header::before{
  content:"";
  position:absolute; inset:auto -10% -60% -10%;
  height: 220px;
  background: radial-gradient(60% 100% at 50% 0%, rgba(79,227,176,.18), transparent 70%);
}
.page-header__crumbs{ display:flex; gap:8px; font-size:.85rem; color:#AEB9C8; margin-top:8px; }
.page-header__crumbs a:hover{ color: var(--mint); }
.page-header h1{ font-size: clamp(1.9rem, 4vw, 2.8rem); color:#fff; margin-bottom:6px; }

/* ---------- Hero ---------- */
.hero{
  background: var(--ink);
  color:#fff;
  position: relative;
  overflow: hidden;
  padding-top: clamp(48px, 7vw, 90px);
  padding-bottom: clamp(56px, 8vw, 110px);
}
.hero::after{
  content:"";
  position:absolute; inset: -20% -10% auto auto;
  width: 560px; height:560px;
  background: radial-gradient(circle, rgba(79,227,176,.22), transparent 65%);
}
.hero .container{
  position:relative;
  display:grid;
  gap: 48px;
  grid-template-columns: 1.05fr .95fr;
  align-items:center;
}
.hero__eyebrow{ margin-bottom: 18px; }
.hero h1{
  font-size: clamp(2.1rem, 4.6vw, 3.4rem);
  color:#fff;
  margin-bottom: 20px;
}
.hero h1 em{ font-style:normal; color: var(--mint); }
.hero p.lede{ color:#C7D2E0; font-size:1.08rem; max-width:52ch; }
.hero__cta{ display:flex; gap:14px; flex-wrap:wrap; margin: 28px 0 34px; }
.hero__facts{ display:flex; flex-wrap:wrap; gap:12px; }
.fact-chip{
  display:flex; align-items:center; gap:8px;
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.14);
  padding: 9px 14px;
  border-radius: 999px;
  font-size: .85rem;
  color: #E7ECF3;
}
.fact-chip svg{ width:15px; height:15px; color: var(--mint); }

@media (max-width: 900px){
  .hero .container{ grid-template-columns: 1fr; }
}

/* ---------- Passbook calculator card (signature element) ---------- */
.passbook{
  background: var(--parchment);
  color: var(--text);
  border-radius: var(--radius-l);
  padding: 30px 26px 26px;
  position: relative;
  box-shadow: var(--shadow-2);
  border: 1px solid rgba(0,0,0,.04);
}
.passbook::before{ /* spiral-bound edge */
  content:"";
  position:absolute; left:22px; right:22px; top:0;
  height: 14px;
  background-image: radial-gradient(circle, var(--parchment) 0 3px, transparent 3.5px);
  background-size: 22px 14px;
  background-position: 0 -7px;
  background-repeat: repeat-x;
  filter: drop-shadow(0 -2px 0 rgba(0,0,0,.08));
}
.passbook__head{
  display:flex; justify-content:space-between; align-items:flex-start;
  border-bottom: 1px dashed var(--rule);
  padding-bottom: 14px; margin-bottom: 18px;
}
.passbook__title{ font-family: var(--font-mono); font-size:.72rem; letter-spacing:.1em; text-transform:uppercase; color: var(--muted); }
.passbook__title strong{ display:block; font-family: var(--font-display); font-size:1.15rem; color: var(--text); letter-spacing:0; text-transform:none; margin-top:2px; }
.seal{
  width:56px; height:56px; border-radius:50%;
  border: 2px solid var(--gold);
  display:flex; align-items:center; justify-content:center;
  transform: rotate(-8deg);
  flex-shrink:0;
  background:
    repeating-conic-gradient(from 0deg, rgba(201,162,39,.14) 0deg 6deg, transparent 6deg 12deg);
}
.seal svg{ width:26px; height:26px; color: var(--gold); }

.passbook__row{ margin-bottom: 18px; }
.passbook__row label{
  display:flex; justify-content:space-between; align-items:baseline;
  font-size:.82rem; color: var(--muted); margin-bottom:8px;
}
.passbook__row label .val{ font-family: var(--font-mono); font-weight:600; color: var(--text); font-size: .95rem; }
input[type="range"]{
  width:100%; appearance:none; height:4px; border-radius:2px;
  background: var(--rule); outline:none;
}
input[type="range"]::-webkit-slider-thumb{
  appearance:none; width:20px; height:20px; border-radius:50%;
  background: var(--ink); border: 3px solid var(--mint); cursor:pointer;
}
input[type="range"]::-moz-range-thumb{
  width:20px; height:20px; border-radius:50%;
  background: var(--ink); border: 3px solid var(--mint); cursor:pointer;
}
.passbook__ledger{
  background: #fff;
  border: 1px solid var(--rule);
  border-radius: var(--radius-m);
  padding: 16px 18px;
  margin-top: 20px;
}
.passbook__ledger div{
  display:flex; justify-content:space-between;
  padding: 8px 0;
  border-bottom: 1px dashed var(--rule);
  font-size:.92rem;
}
.passbook__ledger div:last-child{ border-bottom:none; }
.passbook__ledger .amount{ font-family: var(--font-mono); font-weight:700; color: var(--brand-blue); }
.passbook__ledger .total .amount{ color: var(--mint-ink); font-size:1.1rem; }

/* ---------- Stats strip ---------- */
.stats-strip{
  background: var(--ink-2);
  color:#fff;
  border-top: 1px solid rgba(255,255,255,.08);
  border-bottom: 1px solid rgba(255,255,255,.08);
}
.stats-strip .container{
  display:grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  padding-block: 32px;
}
.stat{ text-align:center; }
.stat b{
  display:block; font-family: var(--font-mono); font-size: clamp(1.6rem, 3vw, 2.3rem);
  color: var(--mint); font-weight:700;
}
.stat span{ font-size:.82rem; color:#AEB9C8; }
@media (max-width:700px){
  .stats-strip .container{ grid-template-columns: repeat(2,1fr); }
}

/* ---------- Cards / grids ---------- */
.grid{ display:grid; gap: 26px; }
.grid--3{ grid-template-columns: repeat(3, 1fr); }
.grid--2{ grid-template-columns: repeat(2, 1fr); }
.grid--4{ grid-template-columns: repeat(4, 1fr); }
@media (max-width: 980px){
  .grid--3, .grid--4{ grid-template-columns: repeat(2,1fr); }
}
@media (max-width: 620px){
  .grid--2, .grid--3, .grid--4{ grid-template-columns: 1fr; }
}

.card{
  background:#fff;
  border: 1px solid var(--rule);
  border-radius: var(--radius-m);
  padding: 28px 24px;
  position:relative;
}
.card--rule-top{ border-top: 3px solid var(--gold); }
.card h3{ font-size:1.2rem; }
.card p{ color: var(--muted); margin-bottom:0; font-size:.95rem; }
.card__icon{
  width:48px; height:48px; border-radius:12px;
  background: rgba(79,227,176,.16); color: var(--mint-ink);
  display:flex; align-items:center; justify-content:center;
  margin-bottom:16px;
}
.card__icon svg{ width:24px; height:24px; }

/* Ring stat (replaces jQuery circle-progress) */
.ring{
  --p: 85;
  width:118px; height:118px; border-radius:50%; margin: 0 auto 16px;
  display:flex; align-items:center; justify-content:center;
  background: conic-gradient(var(--mint) calc(var(--p)*1%), var(--rule) 0);
  position:relative;
}
.ring::before{
  content:""; position:absolute; inset:9px; border-radius:50%; background:#fff;
}
.ring span{
  position:relative; font-family: var(--font-mono); font-weight:700; font-size:1.3rem; color: var(--text);
}
.ring-card{ text-align:center; }
.ring-card p{ color: var(--text); font-weight:600; margin:0; }

/* Service card */
.service-card{
  background:#fff; border:1px solid var(--rule); border-radius: var(--radius-m);
  padding: 30px 24px; display:flex; flex-direction:column; gap:14px;
  transition: box-shadow .2s ease, transform .2s ease;
}
.service-card:hover{ box-shadow: var(--shadow-1); transform: translateY(-3px); }
.service-card__icon{
  width:52px; height:52px; border-radius:14px;
  background: var(--ink); color: var(--mint);
  display:flex; align-items:center; justify-content:center;
}
.service-card__icon svg{ width:26px; height:26px; }
.service-card__link{
  margin-top:auto; display:inline-flex; align-items:center; gap:8px;
  font-weight:600; font-size:.9rem; color: var(--brand-blue);
}
.service-card__link svg{ width:16px; height:16px; transition: transform .15s ease; }
.service-card:hover .service-card__link svg{ transform: translateX(4px); }

/* Purpose list (ledger items) */
.purpose{
  display:flex; gap:18px; align-items:flex-start;
  padding: 22px 0; border-bottom: 1px dashed var(--rule);
}
.purpose:last-child{ border-bottom:none; }
.purpose__icon{
  width:44px; height:44px; border-radius:50%; flex-shrink:0;
  background: rgba(36,84,166,.1); color: var(--brand-blue);
  display:flex; align-items:center; justify-content:center;
}
.purpose__icon svg{ width:22px; height:22px; }
.purpose h3{ font-size:1.05rem; margin-bottom:4px; }
.purpose p{ margin:0; color: var(--muted); font-size:.93rem; }

/* Steps (process — genuinely sequential) */
.steps{
  display:grid; grid-template-columns: repeat(4,1fr); gap: 22px;
  counter-reset: step;
}
@media (max-width: 900px){ .steps{ grid-template-columns: repeat(2,1fr); } }
@media (max-width: 560px){ .steps{ grid-template-columns: 1fr; } }
.step{ position:relative; padding-top: 8px; }
.step__num{
  font-family: var(--font-mono); font-size:.75rem; letter-spacing:.1em;
  color: var(--mint-ink); background: rgba(79,227,176,.16);
  display:inline-block; padding: 5px 10px; border-radius: 999px; margin-bottom:14px;
}
.step h3{ font-size:1.05rem; }
.step p{ color: var(--muted); font-size:.92rem; margin:0; }

/* Testimonials */
.tt-track{
  display:flex; gap:22px; overflow-x:auto; scroll-snap-type: x mandatory;
  padding-bottom: 10px; scrollbar-width: thin;
}
.tt-track::-webkit-scrollbar{ height:6px; }
.tt-track::-webkit-scrollbar-thumb{ background: var(--rule); border-radius:3px; }
.tt-card{
  scroll-snap-align:start;
  flex: 0 0 min(360px, 88vw);
  background:#fff; border:1px solid var(--rule); border-radius: var(--radius-m);
  padding: 26px 24px;
}
.tt-card .quote-mark{ font-family: var(--font-display); font-size:2.4rem; color: var(--gold); line-height:.5; display:block; margin-bottom:10px; }
.tt-card p{ color: var(--text); font-size:.97rem; }
.tt-card__who{ display:flex; align-items:center; gap:10px; margin-top:14px; }
.tt-avatar{
  width:38px; height:38px; border-radius:50%;
  background: var(--ink); color: var(--mint);
  display:flex; align-items:center; justify-content:center;
  font-family: var(--font-mono); font-weight:700; font-size:.85rem;
}
.tt-name{ font-weight:600; font-size:.9rem; }
.tt-controls{ display:flex; gap:10px; margin-top:18px; }
.tt-btn{
  width:40px; height:40px; border-radius:50%; border:1px solid var(--rule);
  background:#fff; display:flex; align-items:center; justify-content:center;
}
.tt-btn:hover{ border-color: var(--text); }
.tt-btn svg{ width:16px; height:16px; }

/* Team */
.team-card{ text-align:center; }
.team-card__photo{
  width:100%; aspect-ratio: 1/1; border-radius: var(--radius-m);
  background: linear-gradient(160deg, var(--ink), var(--ink-3));
  display:flex; align-items:center; justify-content:center;
  color: var(--mint); font-family: var(--font-display); font-size:2.4rem; font-weight:600;
  margin-bottom:16px;
}
.team-card h3{ font-size:1.05rem; margin-bottom:2px; }
.team-card p{ color: var(--muted); font-size:.88rem; margin-bottom:12px; }
.team-card .socials{ display:flex; gap:10px; justify-content:center; }
.team-card .socials a{
  width:32px; height:32px; border-radius:50%; border:1px solid var(--rule);
  display:flex; align-items:center; justify-content:center; color: var(--muted);
}
.team-card .socials a:hover{ color: var(--brand-blue); border-color: var(--brand-blue); }

/* CTA banner */
.cta-banner{
  background: var(--ink);
  color:#fff;
  border-radius: var(--radius-l);
  padding: clamp(32px, 5vw, 56px);
  display:flex; align-items:center; justify-content:space-between; gap:24px; flex-wrap:wrap;
  position:relative; overflow:hidden;
}
.cta-banner::before{
  content:""; position:absolute; inset: -40% -10% auto auto; width:340px; height:340px;
  background: radial-gradient(circle, rgba(79,227,176,.25), transparent 65%);
}
.cta-banner h2{ color:#fff; margin-bottom:6px; font-size: clamp(1.5rem, 3vw, 2.1rem); }
.cta-banner p{ color:#C7D2E0; margin:0; }

/* Forms */
.form-grid{ display:grid; grid-template-columns: repeat(2,1fr); gap: 20px; }
@media (max-width:700px){ .form-grid{ grid-template-columns: 1fr; } }
.field{ display:flex; flex-direction:column; gap:8px; }
.field--full{ grid-column: 1 / -1; }
.field label{ font-size:.85rem; font-weight:600; color: var(--text); }
.field label .req{ color: var(--gold); }
.field input, .field select, .field textarea{
  border: 1px solid var(--rule);
  background:#fff;
  border-radius: var(--radius-s);
  padding: 13px 14px;
  font-family: inherit; font-size:.95rem; color: var(--text);
  transition: border-color .15s ease, box-shadow .15s ease;
}
.field input:focus, .field select:focus, .field textarea:focus{
  border-color: var(--mint); box-shadow: 0 0 0 3px rgba(79,227,176,.25); outline:none;
}
.field textarea{ resize:vertical; min-height:130px; }
.form-section{
  background:#fff; border:1px solid var(--rule); border-radius: var(--radius-m);
  padding: 28px 26px; margin-bottom: 22px;
}
.form-section h2{ font-size:1.25rem; margin-bottom:20px; padding-bottom:14px; border-bottom:1px dashed var(--rule); }

.success-box{
  background:#fff; border:1px solid var(--rule); border-left: 4px solid var(--mint);
  border-radius: var(--radius-m); padding: 26px 24px; display:flex; gap:16px; align-items:flex-start;
}
.success-box svg{ width:28px; height:28px; color: var(--mint-ink); flex-shrink:0; }
.success-box p{ margin:0; }

.contact-info-card{
  background: var(--ink); color:#fff; border-radius: var(--radius-l); padding: 30px 26px;
}
.contact-info-card h3{ color:#fff; font-size:1.15rem; }
.contact-info-row{ display:flex; gap:14px; align-items:flex-start; padding: 14px 0; border-bottom:1px solid rgba(255,255,255,.1); }
.contact-info-row:last-child{ border-bottom:none; }
.contact-info-row svg{ width:20px; height:20px; color: var(--mint); flex-shrink:0; margin-top:2px; }
.contact-info-row a, .contact-info-row address{ color:#C7D2E0; font-style:normal; }
.contact-info-row a:hover{ color: var(--mint); }

/* ---------- Footer ---------- */
.site-footer{ background: var(--ink); color:#AEB9C8; position:relative; }
.site-footer::before{
  content:"";
  display:block; height:6px;
  background-image: repeating-linear-gradient(90deg, var(--mint) 0 10px, transparent 10px 20px, var(--gold) 20px 30px, transparent 30px 40px);
  opacity:.55;
}
.footer-top{ padding: clamp(40px,6vw,64px) 0 30px; }
.footer-grid{ display:grid; grid-template-columns: 1.4fr 1fr 1fr 1.2fr; gap: 34px; }
@media (max-width: 900px){ .footer-grid{ grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px){ .footer-grid{ grid-template-columns: 1fr; } }
.footer-grid img{ width:150px; margin-bottom:14px; }
.footer-grid h4{ color:#fff; font-family: var(--font-body); font-weight:700; font-size:.95rem; text-transform:uppercase; letter-spacing:.06em; margin-bottom:16px; }
.footer-links li{ margin-bottom:10px; }
.footer-links a:hover{ color: var(--mint); }
.footer-contact li{ display:flex; gap:10px; margin-bottom:12px; font-size:.92rem; }
.footer-contact svg{ width:17px; height:17px; color: var(--mint); flex-shrink:0; margin-top:2px; }
.footer-bottom{
  border-top: 1px solid rgba(255,255,255,.1);
  padding: 20px 0;
  display:flex; justify-content:space-between; align-items:center; gap:14px; flex-wrap:wrap;
  font-size:.85rem;
}
.footer-social{ display:flex; gap:12px; }
.footer-social a{
  width:36px; height:36px; border-radius:50%; border:1px solid rgba(255,255,255,.18);
  display:flex; align-items:center; justify-content:center;
}
.footer-social a:hover{ border-color: var(--mint); color: var(--mint); }
.footer-social svg{ width:16px; height:16px; }

/* ---------- Back to top ---------- */
.to-top{
  position: fixed; right: 20px; bottom: 20px;
  width:46px; height:46px; border-radius:50%;
  background: var(--ink); color: var(--mint);
  display:flex; align-items:center; justify-content:center;
  box-shadow: var(--shadow-1);
  opacity:0; pointer-events:none; transform: translateY(10px);
  transition: opacity .2s ease, transform .2s ease;
  z-index: 150;
  border:none;
}
.to-top.show{ opacity:1; pointer-events:auto; transform:none; }
.to-top svg{ width:18px; height:18px; }

/* ---------- Mobile sticky action bar (distinct mobile behaviour) ---------- */
.mobile-cta-bar{
  display:none;
}
@media (max-width: 720px){
  .mobile-cta-bar{
    display:flex;
    position: fixed; left:0; right:0; bottom:0; z-index: 180;
    background: var(--ink);
    border-top: 1px solid rgba(255,255,255,.1);
    padding: 10px 14px calc(10px + env(safe-area-inset-bottom));
    gap:10px;
  }
  .mobile-cta-bar a{ flex:1; text-align:center; }
  body{ padding-bottom: 74px; }
}

/* ---------- Utilities ---------- */
.text-center{ text-align:center; }
.mt-0{ margin-top:0; }
.flow > * + *{ margin-top: 1em; }
.two-col{ display:grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items:center; }
@media (max-width: 860px){ .two-col{ grid-template-columns: 1fr; gap:28px; } }
.tag-list{ display:flex; flex-wrap:wrap; gap:10px; margin-top:18px; }
.tag-list li{
  font-size:.85rem; padding:7px 13px; border-radius:999px;
  background: rgba(36,84,166,.08); color: var(--brand-blue); font-weight:600;
}
.section--ink .tag-list li{ background: rgba(255,255,255,.08); color:#fff; }


/* =========================================================
   MOBILE HARDENING — prevents horizontal overflow and
   oversized inline SVG icons on small screens.
   ========================================================= */

/* Inline SVGs without a component-specific size were falling back
   to the browser's large default viewport. Keep them icon-sized. */
svg{
  display:block;
  width:1.25rem;
  height:1.25rem;
  max-width:100%;
  flex-shrink:0;
}

.grid > *,
.hero .container > *,
.two-col > *,
.form-grid > *{
  min-width:0;
}

img, video, canvas, iframe{
  max-width:100%;
}

input, select, textarea, button{
  max-width:100%;
}

@media (max-width: 720px){
  .container{
    padding-inline:16px;
  }

  .hero{
    padding-top:42px;
    padding-bottom:52px;
  }

  .hero .container{
    gap:30px;
  }

  .hero h1{
    font-size:clamp(1.9rem, 9vw, 2.7rem);
    overflow-wrap:anywhere;
  }

  .hero p.lede{
    font-size:1rem;
  }

  .hero__cta{
    gap:10px;
    margin:22px 0 28px;
  }

  .hero__cta .btn{
    white-space:normal;
    min-height:46px;
  }

  .hero__facts{
    gap:8px;
  }

  .fact-chip{
    max-width:100%;
    padding:8px 11px;
  }

  /* Calculator/passbook */
  .passbook{
    width:100%;
    max-width:100%;
    padding:26px 16px 18px;
    border-radius:20px;
    overflow:hidden;
  }

  .passbook__head{
    gap:12px;
  }

  .passbook__title{
    min-width:0;
    overflow-wrap:anywhere;
  }

  .passbook__title strong{
    font-size:1.05rem;
  }

  .seal{
    width:46px;
    height:46px;
  }

  .seal svg{
    width:21px;
    height:21px;
  }

  .passbook__row{
    margin-bottom:16px;
  }

  .passbook__row label{
    gap:10px;
    flex-wrap:wrap;
  }

  .passbook__row label .val{
    overflow-wrap:anywhere;
  }

  .passbook__ledger{
    padding:10px 12px;
    margin-top:16px;
  }

  .passbook__ledger div{
    gap:12px;
    align-items:flex-start;
    font-size:.86rem;
  }

  .passbook__ledger div > :first-child{
    min-width:0;
    overflow-wrap:anywhere;
  }

  .passbook__ledger .amount{
    flex:0 1 auto;
    min-width:0;
    text-align:right;
    overflow-wrap:anywhere;
  }

  .passbook__ledger .total .amount{
    font-size:1rem;
  }

  /* Keep decorative backgrounds from creating oversized layout boxes. */
  .hero::after{
    width:300px;
    height:300px;
  }

  .cta-banner{
    border-radius:20px;
    padding:30px 22px;
  }

  .cta-banner .btn{
    width:100%;
    white-space:normal;
  }

  .form-section{
    padding:22px 16px;
  }

  .contact-info-card{
    padding:24px 18px;
  }

  .success-box{
    padding:20px 16px;
  }
}

@media (max-width: 420px){
  .hero__cta{
    flex-direction:column;
  }

  .hero__cta .btn{
    width:100%;
  }

  .hero__facts{
    display:grid;
    grid-template-columns:1fr;
  }

  .fact-chip{
    width:100%;
  }

  .passbook{
    padding-inline:13px;
  }

  .passbook__ledger{
    padding-inline:10px;
  }

  .passbook__ledger div{
    font-size:.82rem;
    gap:8px;
  }

  .mobile-cta-bar{
    padding-inline:10px;
  }

  .mobile-cta-bar .btn{
    padding-inline:10px;
    font-size:.85rem;
  }
}